Rates

Rates

CALCULATORS LOAN APPLICATION
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Rates Page LOAN RATES

Effective as of: 6/30/2023
Consumer Loan Rate Schedule
 
*Actual Rate May Vary with Individual's Credit History
These rates may be superseded by current loan specials.
 
LOANSRATE*APR1TERMMAX. LIMIT
Signature Loans 14.5014.5036-42 monthsUp to $5,000.00
New Auto/Trucks(2023) 7.157.15 24-84 months100% A.S.P.***
Demonstrators Vehicles (up to 36,000miles) 7.157.15 24-84 months90% A.S.P.
Used Auto/Trucks (2020-2023)8.508.5072 monthsNADA Loan
Used Auto/Trucks(2017-2019)9.159.1560 monthsNADA Lon
Used Autos/Trucks(2016)10.0010.0048 monthsNADA Loan
Used Autos/Misc(2015-Older)11.0011.0036-42 monthsNADA Loan
New Travel Trailers 9.509.5024-72 months95% A.S.P.
Used Travel Trailers 10.5010.5024-60 months85% Appr Val
Miscellaneous 10.5010.50 Varies80% A.S.P.
New Chain saws, Gererators, Welding Machines9.509.50 Varies100% A.S.P.***
Used Chain saws,Generators, Welding Machines9.759.75 Varies95% Appr. Val.
New Boats, Motors and Trailers
up to $5,0008.508.5036-42 months90% A.S.P.
$5,000 - $10,0008.508.5048-54 months90% A.S.P.
$10,000 - $24,999 8.508.5060 months90% A.S.P.
$25,000 and up 8.508.50Up to 84 months90% A.S.P.
Used Boats, Motors and Trailers
Up to $5,0009.509.5024-36 months80% Appr Val
Over $5,000-$10,0009.509.50Up t 54 months80% Appr Val
$10,000.00-$24,9999.509.5060 months80% Appr Val
$25,000 9.509.50Up to 84 months80% Appr Valu
New Household Appliances 10.2510.2536 months90% A.S.P.
New Lawn Mowers (up to $5,000)9.509.5036-42 months90% A.S.P.
Used Lawn Mowers 9.759.7536 months80% Appr Val
New Tractor ($5,000 and up)9.509.5036-48 months100% A.S.P.***
New Tractor (over $10,000)9.509.5060 months100% A.S.P.***
Used Tractors 9.759.7536-42 months95% Appr Val
New Four Wheelers/Hunting Buggies/Golf Carts8.508.5024-42 months90% A.S.P.
Used Four Wheelers/Hunting Buggies/Golf Carts9.759.7524-42 months90% Appr Val
New Motorcycles8.758.7536-60 months90% A.S.P.
Used Motorcycles9.759.7554 months80% Appr Val
Shares/CD Secured 3% over acct rate** Varies100% Amount Available in Account
 
1APR = Annual Percentage Rate
ASP=Actual Selling Price
Appr Val=Appraised Value
**Share/CD Secured 3% over Account rate
***Not to Exceed MSRP
Signature Loans: Maximum amount based on the length of membership at the credit union. Please Contact Us at the credit union for more details. Collateral Loans Fees UCC1 $25.00 and Title App Fees $20.00 Effective Sept. 1, 2017
 
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